Top 30 Bitcoin Wallets with the Lowest Transaction Fee

Posted on May 8th, 2025 by Quertime Writer in Cryptocurrency

Now, more than ever, cryptocurrencies like Bitcoin are gaining stream in the world of online marketplaces. In less than two decades, Bitcoin has grown from a niche project to a virtual economy encompassing roughly $1 Trillion.

Everybody – from cryptocurrency enthusiasts to investors – has been jumping on the Bitcoin bandwagon. It’s only natural that many are becoming curious about how this currency works and how they can buy, sell and trade with it. In order to make the process easier, Bitcoin wallets provide owners with the ability to safely store and transfer payments to and from anywhere in the world.

Today, let’s take a look at the top 30 Bitcoin wallets that offer the lowest transaction fees for those engaged in transactions on the blockchain.

1. BlockChain Wallet

With super-low transaction fees, BlockChain is a well-known and trusted wallet solution for Bitcoin users. Functioning across all platforms, you can access your wallet from home computers and mobile devices alike. Included in the wallet are conversion rates, calculators, and support services to make your wallet use an easier experience.

2. Xapo Wallet

The great choice with no transaction fees whatsoever is Xapo. This Bitcoin wallet can be used from anywhere and runs on two-factor authentication for maximum security. The wallet also offers additional features, such as a real-time Bitcoin price check, free Bitcoins for social media promotion and easy transfer of Bitcoins to and from anybody.

3. Bitcoin Core

One solution that promises to help “keep Bitcoin decentralised” is Bitcoin Core. This wallet solution provides full validation of all transactions, a user interface that functions across both mobile and desktop devices, and a set of privacy standards not found in any of its competitors. Bitcoin Core is one of the older and more trusted wallet solutions out there.

4. Paxful Wallet

Paxful offers low transaction costs through a web-based interface. Whether you want to send Bitcoin gift cards, deposit cash, transfer Bitcoins online to somebody else or fund your wallet with a debit card, you’ll have the flexibility to do so. With more than 300 payment options available, you’ll find it easy to buy and sell Bitcoins via your Paxful wallet.

5. Wirex

Wirex’s offerings as a Bitcoin wallet extend far beyond merely storing your coins. The security provided by the wallet ensures that you – and you alone – can access your funds 24/7. You can easily link your bank account, debit card and wallet all together for seamless transactions. The wallet fully supports both virtual and traditional currencies alike, meaning Wirex will handle all of your financial information easily.

6. BitGo Wallet

With multi-signature technology built into the BitGo wallet, you never have to worry about hackers stealing your money. This app – available for mobile and desktop devices – processes more than a billion dollars of transactions each month, making it one of the more popular wallets with low transaction costs.

7. Mycelium Bitcoin Wallet

The Mycelium Bitcoin wallet makes it easy to send and receive Bitcoins from any mobile device. Its cold storage functionality makes it simple for you to back-up your Bitcoins without fear of losing them, and you have total control over the private keys associated with your funds. In addition to the low transaction fees for those who need them, Mycelium also offers PIN functionality for an added layer of security.

8. Armory Secure Wallet

The Armory Secure Wallet is an open-source solution with cold storage functionality for those who want to be secure with their money. Unlike many other wallets, its open-source nature means that you do not have to put your trust in others not to rip you off. In addition to its cold storage offerings, it also includes a distributed multi-signature for maximum protection.

9. Blockstream Green

One awesome thing about the Blockstream Green wallet is its replace-by-fee option: this allows you to alter the transaction fee for your payments depending on how quickly you’d like your transactions confirmed. With fast PIN login functionality, price conversion tools, multiple signature transaction options and two-factor authentication, you’ll find everything you need here.

10. Ethereum Wallet

One of the original Bitcoin wallets on the market, the Ethereum wallet has widespread recognition and plenty of positive reviews from satisfied cryptocurrency users. Available for Windows devices, this blockchain app and service can be used not only to send and receive payments, but includes unlimited functionality for full integration into any applications you might design. This completely decentralised wallet continues to enjoy widespread popularity and likely will for the foreseeable future.

11. Electrum Wallet

One of the few Bitcoin wallets that is available for Linux, Electrum is a stand-alone solution that provides an easy-to-use interface. Simplified to ensure it can run on any and all devices, Electrum gives you full control over your transaction fees: save money when you’re not in a rush, and pay a bit more in fees when you need confirmation quickly. With simplified validation, two-factor authentication and privacy protocols built into the app, you’ll have all the functionality you expect while also having total control over transaction fees.

12. Bither Wallet

The Bither wallet makes validating your transactions easy and gives you full control over how, when and where you utilise transactions. Available for iOS, Android, Windows, Linux and Mac devices, your wallet can go wherever you go. While the wallet utilises static fee suggestions and the privacy isn’t as strong as some other contenders on this list, it is a solid wallet with lower transaction fees than many other wallets.

13. mSIGNA

Last but not least, an advanced, yet simple-to-use wallet, mSIGNA offers Windows, Mac and Linux users a straightforward solution. Full validation built right into the app and improved privacy make mSIGNA a top-ranking choice for many Bitcoin users. Some other features include multi-device syncing and cold storage/paper backup solutions. Ultimately, the primary selling point for many is the superior security protocols featured in this wallet.

14. Muun Wallet

Muun Wallet is a very easy to use Bitcoin and Lightning wallet so users can transact on-chain and over Lightning with low fees. All of Muun’s Bitcoin and Lightning payments are all easy for users, since Muun automatically selects the best transaction fees with ease of use as the primary goal. Muun also adds a few extra security features with its multi-signature and emergency recovery features that protect users funds. Muun gives users an easy to use wallet that supports instant BTC payment without sacrificing user privacy and control, and is a great choice for complete novices to Bitcoin, and also for seasoned Bitcoin users if they are looking to pay low fees.

15. BlueWallet

BlueWallet is a well-known non-custodial Bitcoin and Lightning wallet that is geared toward mobile users. The wallet allows users to take full control of transaction fees with customizable setting to help minimize fees. BlueWallet supports integration with the Lightning Network, allows for SegWit, and supports watch-only wallets, allowing for all sorts of flexibility and lower fees for an advanced user. With a straightforward interface, good security practices, including backup encryption and support for hardware wallets, BlueWallet is a great option for users who want a good savings on transaction fees, without losing privacy or functions.

16. Sparrow Wallet

Sparrow Wallet is a robust desktop Bitcoin wallet that is aimed primarily at privacy-minded and advanced users. Sparrow can utilize coin control, set individual fees, TOR, and also multi-signature setups, giving you total control of transaction expenses. Sparrow will connect to your Bitcoin node, or also to your Electrum server, giving you full sovereignty and a smaller reliance on other services. Not only does this wallet have a great UI, but the depth of features it provides is impressive and perfect for those looking to dominate low-fee transactions with a proper level of transparency and control over their Bitcoin activities.

17. Phoenix Wallet

The Phoenix Wallet, developed by ACINQ, is a self-custodial Bitcoin Lightning wallet meant to provide users with quick and inexpensive transactions. With a simple interface you can unlock the power of the Lightning Network and make payments, nearly instantaneously, and at low or no fees! It abstracts the complexities of channel management, and features automatic fee optimization, to ensure transactions are as economical as possible and maximize your monetary purchasing power. It boasts a backup and recovery feature built in, and is a great wallet for casual users wanting to transfer and pay Bitcoin simply and inexpensively, with on-chain transactions and Lightning transactions.

18. Wasabi Wallet

Wasabi Wallet is a Bitcoin Wallet with a focus on privacy that has a sophisticated version of CoinJoin to anonymize one’s transactions. While the primary attraction of Wasabi is Privacy, Wasabi includes functions for transaction fee adjustment as well, providing another means to save money. Wasabi also supports TOR, UTXO management, and offers full non-custodial functionality. Wasabi Wallet is primarily suited for technological users looking for low transaction fees AND Privacy for their Bitcoin activities. Wasabi is one of the primary wallets that make up the list for privacy advocates and privacy working professionals.

19. BitPay Wallet

BitPay Wallet is a simple, easy-to-use cryptocurrency wallet designed to save people money on everyday Bitcoin payments and transaction fees. The application allow multiple cryptocurrencies such as Ethereum, Bitcoin, Bitcoin Cash, and more, and seamlessly integrates with BitPay emissions for merchant processing. This wallet can help users choose custom network fees and reduce their costs when sending a transaction. We like that users have seamless, direct control over their private key, have multi-signature capability, can track real-time exchange rates and enjoy an affordable and reliable Bitcoin transaction as part of shopping and utility bill payments.

20. Trust Wallet

Trust Wallet is a multi-cryptocurrency wallet on mobile devices that has low-fee transactions with an easy use. It supports Bitcoin and thousands of coins and tokens. For Bitcoin users, Trust Wallet allows the user to set custom fees, if names the application more expensive, it’s also capable of lowering their network fees. The user has exclusive control of private keys and has security features and DApp browsing built-in. Trust Wallet is attractive for users who would like to store a large amount of different assets and paying lower fees and faster registration is a benefit.

21. Exodus Wallet

Exodus Wallet is a simple and attractive multi-currency wallet that has customizable fee options for Bitcoin. The wallet itself does not primarily focus on control of transaction fees and security versus ease of use (and portfolio management), but it offers users the option for manually selecting network fees and could lead to lower fees. The wallet is available on multiple platforms and there are desktop and mobile versions as well as hardware wallets that can integrate like Trezor. Exodus is probably good for those who like great design and simplicity in addition to users wanting to have some control over fees and security.

22. Edge Wallet

The Edge Wallet is an encrypted and private mobile wallet that can store Bitcoin along with many other cryptocurrencies. The Edge Wallet offers variable transaction fees that gives users the ability to set the fees they think are most appropriate for network usage. The Edge Wallet is user-friendly, has client-side encryption, and has a robust security model. The Edge Wallet features also include in-app crypto-buying, selling and exchanging. Overall, the Edge Wallet is an excellent choice for anyone looking to combine relatively low fee Bitcoin transactions with privacy and cross-chain asset mobility.

23. Breez Wallet

Breez Wallet is a new Lightning-native Bitcoin wallet that enables fast, low-cost payments. Breez was built primarily for the Lightning Network. On-chain transactions tend to have high transaction fees associated with them. By performing payments off-chain, Breez Wallet can route payments and provide lower fees for transactions. Breez Wallet also has podcast streaming and POS functionality completely non-custodially with built-in backup and self-managed channels. Breez Wallet enables Bitcoin users to use Bitcoin for nearly fee-free, instant payments while providing a decentralized non-custodial user experience.

24. Atomic Wallet

Atomic Wallet is a non-custodial multi-asset wallet for Bitcoin and over 500 cryptocurrencies. Users can manage their own funds, setting their own custom transaction fees based on the network. Atomic Wallet integrates with DEXs (decentralized exchanges) and also accommodates staking for many coins. Atomic Wallet includes built-in atomic swap functions that allow individuals to exchange cryptocurrencies directly, while having details about their private keys and paying little to no fees on bitcoin transactions.

25. Specter Desktop

Specter Desktop is a privacy – focused Bitcoin wallet for advanced users, focused on full node privacy; Specter includes many features that allow users to control their own Bitcoin, including multisig, coin control, and the ability to customize the fee structure how users want. Specter works great with hardware wallets such as Trezor and Coldcard, allowing users to transact with very low fees while maximizing currency security. Specter is suitable for users with some technical skill to combine privacy and control features, with low transaction costs to allow users to have the most robust solution for having self-sovereign Bitcoin and high levels of security and autonomy.

26. Envoy (by Foundation Devices)

Envoy is a mobile wallet created by Foundation Devices for Bitcoin users who prioritize privacy and security. Envoy is developed to work with Foundation’s hardware wallets. Users can easily send low-fee Bitcoin transactions with Envoy’s simple interface. Envoy helps users direct control of their Bitcoin, with secure keys, while limiting their dependence on third-parties. Envoy’s security focus, and customizable fee-options for optimal transaction cost, makes it an ideal solution for privacy-minded users looking for low-fee Bitcoin transaction capability.

27. BitBox App

The BitBox App is the official app for the BitBox hardware wallet, for those seeking a safe, and easy-to-use method for managing Bitcoin. The BitBox App allows you to create cost-effective Bitcoin transactions by changing the fee options based on your requirements. In other words, BitBox gives you full control over your private keys with a focus on truly secure and private Bitcoin. The benefits of the integrated BitBox02 hardware wallet, brings even more security to managing your bitcoin. the BitBox App is the best way to create a secure, low-fee option when looking for a Bitcoin wallet solution.

28. Ledger Live (Hardware Companion)

Ledger Live is the software that goes alongside Ledger hardware wallets, safely accessing Bitcoin and various cryptocurrencies. Ledger Live has very easy-to-use features for managing fees, allowing you to generate as low transaction fees as you like. Full support for Bitcoin and a few other crypto assets are included within Ledger Live. As its designed for Ledger hardware wallets, it carries over security features like PIN protection of your wallet and recovery seed. If you are looking for a safe and easy way to send low-fee Bitcoin transactions, Ledger Live is a great option.

29. Coinomi Wallet

Coinomi Wallet is a multi-asset wallet for Bitcoin and more than 1700 cryptocurrencies. Coinomi Wallet allows you to set custom transaction fees which they say allow you to take advantage of fee-cost minimization based on network state. Coinomi Wallet also has a reputation for high security, multi-signature support, and is easy to use. Coinomi Wallet even includes a built-in exchange so you can exchange Bitcoin and other coins with immaterial fee cost. Coinomi Wallet is a wallet for complete beginners and experienced users looking for cheap transaction fees and decent asset management.

Conclusion

With dozens of potential choices to consider, it can sometimes be hard to narrow down the choices. If saving on transaction costs is important to you, then you’ll want to consider these 15 choices. When balancing transaction costs with security, accessibility and autonomy, you won’t find better choices available.

Author: Elena Tahora

Elena is a content creator for Keen.com.mt, with her content featured both there and on countless other websites. Following closely the trends in cyber security, e-commerce and marketing, her point of view is informed by these topics.